Construction Business Loansin San Antonio

Construction Business Loans for San Antonio businesses

Construction financing in San Antonio splits into two categories - capital for the contractor (working capital, equipment, AR financing on AIA progress billings) and capital for the project (multi-draw construction loans for the building itself). Most San Antonio GCs need both: a revolving line to bridge slow-pay owners and progress retainage, plus equipment loans for trucks, lifts and specialty gear.

Construction loans (for the project, not the contractor) are draw-based, interest-only during the build, and typically convert to permanent financing at certificate of occupancy. LTC tops out around 80% on conventional, 75-80% on SBA 504. We've routed both ground-up projects and value-add renovation deals across Bexar County. The mix between bridge and permanent financing matters more than headline rate on most deals.

Every Anchor Capital Group application runs through Texas-licensed lending partners - one soft credit pull, side-by-side offers, no fee until close.

Other industry programs

• 01

  Trucking Business Loans

  Owner-operators to mid-size fleets
• 02

  Restaurant Loans

  Fit-out, expansion and equipment
• 03

  Medical Practice Loans

  Clinics, physician groups & specialty
• 04

  Dental Practice Loans

  Equipment, expansion & acquisition
• 05

  Oilfield Services Loans

  Eagle Ford & Permian service operators
• 06

  Hotel Loans

  Acquisition, PIP renovation & refinance