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Medical Practice Loans
Clinics & physician groups
Acquisition, partner buy-in, expansion and working capital tailored to the rhythms of insurance reimbursements.
- Up to 100% project financing
- Terms up to 10 years
- Deferred payment options
$50K-$7M
HomeSectors · Healthcare
Sector Brief · Healthcare
HealthcareFinancing
Funding for those who care.
Specialized lending for medical, dental and specialty practices across the South Texas Medical Center, Stone Oak and Alamo Heights.
Soft credit pull 24-hour decisions 75+ lender network
Sector Memo
Healthcare financing for San Antonio businesses
Healthcare in San Antonio spans dental, medical, behavioral health, urgent care, surgery centers, imaging, DME suppliers and senior care. The local provider ecosystem is anchored by Methodist, Baptist, the University Health System, the South Texas Medical Center cluster, JBSA-area military medicine, and a deep bench of Stone Oak and Alamo Heights independent practices. Each segment has a different best-fit lender pool and underwriting playbook.
Practice acquisitions - buying into a partnership, acquiring a retiring provider's practice or rolling up multiple locations - are usually the highest-stakes financing decision a provider makes. SBA 7(a) can fund up to 90% of acquisition value with practice cash flow as primary collateral. Specialty practice-lending banks (a handful of national players) compete aggressively with SBA on rate and speed for the strongest profiles, offering streamlined structures for dental, medical and veterinary.
Beyond acquisitions, San Antonio healthcare providers finance equipment (CBCT scanners, CT/MRI, surgical platforms, dental chairs), real estate (buying the medical office building you currently lease - often the highest-NPV move a mature practice makes) and working capital (smoothing payer reimbursement gaps). Anchor matches the product to the provider stage, payer mix and operating model.
Programs · Healthcare
The plays we route most for healthcare
Every option starts with a soft credit pull. Pre-screen takes 60 seconds.
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Dental Practice Loans
Equipment, expansion & acquisition
Finance chairs, CBCT imaging, build-outs or a full practice purchase with structures designed for DSOs and solo San Antonio practices.
- Chairs, imaging & software
- Practice acquisition
- Refinance existing debt
Rates from 7.25% - 03
SBA 7(a) for Practices
Long-term, low-rate practice capital
The SBA's flagship program - common for partner buy-ins, satellite office expansion and full practice acquisitions.
- Up to $5M
- 10-year working capital terms
- Real estate up to 25 years
From 8.25% APR - 04
Unsecured Practice Loans
No collateral, fast turnaround
Cash-flow-based underwriting for established practices with strong revenue. No UCC blanket liens or hard collateral.
- Funded in 1-3 days
- Terms 1-5 years
- Up to $500K
Soft pull pre-qual