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Sector Brief · Defense & Aerospace

Defense & AerospaceFinancing

Capital for JBSA-adjacent operators.

San Antonio is Military City USA - JBSA-Lackland, JBSA-Randolph, Port San Antonio and a deep base of MRO, defense IT and cleared-services contractors. Anchor finances cleared and veteran-owned operators with SBA Express, equipment and government-contract working capital.

Soft credit pull 24-hour decisions 75+ lender network
Sector Memo

Defense & Aerospace financing for San Antonio businesses

San Antonio is Military City USA - Joint Base San Antonio (Lackland, Randolph, Fort Sam), Port San Antonio (the redeveloped Kelly AFB) and a deep base of MRO, defense IT, cleared services and veteran-owned operators. Defense and aerospace financing here has its own toolkit because the receivables behave differently than commercial AR.

AR financing against federal and prime-contractor receivables works cleanly with lenders comfortable with FAR-billed invoices. Contract mobilization working capital covers the gap between contract award and first invoice clearing. SBA Express for veteran-owned businesses offers reduced fees and 36-hour SBA turnaround - meaningful for cleared operators bidding on time-sensitive task orders.

Anchor pre-screens for veteran-friendly and defense-savvy lenders within the SBA Preferred bench and the broader AR-financing market. Translating clearance, contract vehicle and prime-relationship strength into underwriting language is most of the work on these files.

Programs · Defense & Aerospace

The plays we route most for defense & aerospace

Every option starts with a soft credit pull. Pre-screen takes 60 seconds.

  • 01

    SBA Express for Veterans

    Fast-track funding for veteran owners

    Expedited SBA Express loans for veteran-owned businesses with reduced fees and 36-hour SBA turnaround.

    • Up to $500K
    • Reduced SBA fees for veterans
    • 36-hour SBA turnaround
    Veteran-friendly
  • 02

    Govt Contract AR Financing

    Borrow against federal receivables

    A revolving line secured by federal and prime-contractor receivables. Lender comfort with FAR-billed AR.

    • Up to 90% AR advance
    • FAR-billing friendly
    • Lines $250K-$20M
    Revolving
  • 03

    Contract Mobilization Capital

    Stand up the contract before the first invoice clears

    Working capital to mobilize crews, buy materials and staff up before the first government payment hits.

    • $10K-$2M
    • Daily, weekly or monthly payments
    • No collateral options
    Funded in 24 hrs
  • 04

    SBA 7(a) for Defense Contractors

    Long-term capital for cleared firms

    Use SBA 7(a) for acquisition, expansion or real estate - popular among Port San Antonio tenants.

    • Up to $5M
    • 10-year working capital terms
    • Real estate up to 25 years
    From 8.25% APR
Ready to fund · Defense & Aerospace

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